Life Insurance

Create a lifeline that will last a lifetime

 

We know you can’t put a dollar amount on your family, but you can ensure their future is protected. And though costs are a real concern for most people considering life insurance, it never costs as much as you think.

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Term Life Insurance

Term life insurance's sole purpose is to address the risk of premature death since it only lasts for a specified term, usually 10, 15, 20, 25 or 30 years. It does not provide living benefits.

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Permanent Life Insurance

Permanent life insurance (also known as cash value insurance) is permanent and designed to last until 100 or 120 years of age (depending on the insuring company) while providing living benefits.

The need for life insurance happens more often than you'd think...

​Life insurance is needed for a variety of reasons, the most notable of which are to:

  • Replace the income from the sudden or premature loss of a loved one

  • Provide for a legacy to your family’s next generation,

  • Buy-out a business partner or insure the loss of a key employee

  • Provide for additional executive compensation

  • Pay for estate taxes due

  • Supplement the cost of higher education or college

  • Supplement long-term care needs

  • Secure a bank or commercial loan

  • Provide children with an additional source of cash and guarantee their insurability

  • Provide an additional source of tax-deferred or tax-free income in retirement  

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Why We're Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you. After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to you or your business. That's why we work with several insurance providers to find the best option(s) possible for YOUR situation and needs.

Contact us today, and we'll help you protect what matters most.